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Maria Amalia
María Amalia lives with her three children. She owns a store where she sells basic consumer goods, staple grains, meats, milk, and bread among other things. In addition, she also sells pupusas (traditional Salvadoran stuffed tortillas) which helps her to supplement her household expenses. She has experience in sales and her business in located in her home in a busy, well traveled neighborhood. She has many customers who prefer her business because all of her products are of first-rate quality, at good prices and with excellent service. María is an energetic woman who is dedicated to her work and who has a great desire to her dreams. She puts forth her maximum effort because she knows that only in this way will she achieve success. In the past several weeks, she has observed that the demand for her products has increased and she wants to take advantage of the opportunity to make a new investment, but she doesn't have sufficient capital. Therefore, she has requested a loan from INTEGRAL which will allow her to purchase staple grains, meats, bread, snacks, beverages, etc. María Amalia has good credit references and is responsible. She is certain that she will be able to pay off the debt and at the same time, she's confident that she will provide her family with a better quality of life.
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María Amalia vive junto a sus tres hijos, ella posee una tienda donde vende artículos de primera necesidad, granos básicos, embutidos, leche, pan entre otros, además adicional a esto vende pupusas que le ayudan a complementar los gastos del hogar, tiene experiencia en la venta y el negocio esta ubicado en el lugar de su residencia en una colonia muy transitada, se ha hecho de mucha clientela que la prefiere porque todo lo que comercia es de primera calidad, a buenos precios y con un servicio excelente; María es una mujer dedicada a su labor, enérgica y con muchas ganas de cumplir sus sueños, se esfuerza al máximo pues sabe que solo así alcanzara el éxito, en las ultimas semanas noto un aumento en la demanda de producto y quiere aprovechar para realizar una nueva inversión, pero no posee de suficiente capital que lo respalde por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, embutidos, pan, golosinas, bebidas, etc. María Amalia tiene buenas referencias de pago y es responsable asegura que podrá saldar la deuda y a la vez confía que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 575
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped Maria Amalia to purchase staple grains, meats, bread, beverages, etc.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 20, 2012
Oct 14, 2012
Currency Exchange Loss:
Nov 13, 2012