A loan of $650 helped to buy merchandise at a discount and in greater volumes.

Victoria's story

Victoria comes from a municipality south of Barranquilla called Santo Tomas, but eight years ago she had to move to Puerto Colombia, a coastal town on the shores of the Caribbean Sea, because her husband works for a chain of drugstores and was assigned to manage the stores in Puerto Colombia. Now, Victoria helps him with her income from selling cosmetics and other products by catalog. She also sells merchandise that she buys independently in Barranquilla, such as jeans, shirts, shoes and bags. She also has a newspaper distribution business with four salespeople. All of these businesses help Victoria to provide for the well-being of her two children, ages 14 and 16 years old. She normally obtains a margin of utility of no less than 35 percent.

Victoria is applying for a "credikiva" -- her first funding through Fundación Santo Domingo -- in order to buy merchandise at a discount and in greater quantities, both from catalogs and through her independent purchases. Victoria hopes to be able to continue expanding her business and she also wants to finish remodeling her house to make it safe and comfortable for her family so that they can all enjoy a comfortable environment.

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Translated from Spanish by Kiva volunteer Katie Kavanagh

Loan details

Lenders and lending teams

Loan details