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Update on Clotilde

The borrower continues to make her living in agriculture. She has a plot of land where she plants potatoes and vegetables like carrots, tomatoes, and pumpkins. She then sells these at the market. She works from 8:00am until 5:00pm. She also makes a living in transportation. Her husband has a taxi service. She has worked in agriculture for eight years and has helped get her children ahead with this work.

She needs this loan to buy seeds and fertilizers for her farmland. She is very thankful and appreciates her loan through this process. She has committed to comply with discipline as she has with her previous loans.
View original language description ↓
La socia se sigue dedicando al negocio de agricultura,ella tiene un terreno dodne siembra papa y verduras como zanahorias,tomates y zapallos y luego lo vende en el mercado,la socia trabaja desde las 8:00 a.m hasta las 5:00 p.m,la socia por tambien se sigue dedicando al negocio de transporte,su esposo hace servicio de taxi,la socia ya tiene en el negocio de agricultura 8 años y le por medio de este negocio saca adelante a sus hijos.La socia solicita le credito para comprar semillas y fertilizantes para su tierra de cultivo.

La socia agradece y valora el préstamo mediante este medio y se compromete a cumplir disciplinadamente como lo ha ido haciendo con sus anteriores créditos.

Previous Loan Details

Clotilde belongs to the "Virgen Del Carmen De Yuncaypata" Community Bank located 30 minutes from the city of Cusco in a village called Yuncaypata. This typical village maintains its pure Andean heritage, and the entire community supports each other during the planting and harvest seasons, caring ... More from Clotilde's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Clotilde to buy seeds and fertilizers for her farmland.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Oct 13, 2012
Currency Exchange Loss:
Apr 17, 2013
This photo was used before for a previous loan for Clotilde. It was first posted on Kiva on Sep, 2011. Learn More