Malkhaz is from a small village of Tskaltubo district. He is 29 years old and lives with his wife and child.
The family earns its living through an agricultural business. In particular, Malkhaz has four milk cows and uses their milk for cheese production. Besides, they have bee hives with bee colonies and two greenhouses, where different kinds of greens, tomatoes, and cucumbers are grown.
Malkhaz sells his agricultural production, cheese, and honey at the local open market. He is a hard-working young man, with a great desire to get ahead.
Malkhaz requested the credit for renovation of the greenhouse. He has to change the polyethylene cover, as well as fix the wooden construction. When the greenhouse is renovated, it will keep the needed temperature, and the family will harvest more products. It will increase their income from sales.
Malkhaz plans to use the increased income for expanding his agricultural business and improving the living conditions for the family
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.