Abena cooks plain rice and serves it with tomato sauce, macaroni, and fried fish which she has done for 6 years. She is married to a driver and has 5 dependents. Abena uses her earnings to help her husband to pay their children’s school fees and other household expenses. Abena will use the loan to purchase bags of rice, tomatoes, cooking oil and fish to prepare her food for sale. She anticipates reinvesting the new profit.