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Samath's Group
In this Group: Samath, Pot
Living in a wooden house with her family members in a rural village of the Dambae district, Samath is 43 years old and married with eight children. Five of her kids are still in school and dependent on her, while the other three have their own employment. She and her husband earn a living through planting cashew and cassava. With twenty years' farming experience, she manages to earn about 44,000 KHR per day and can save about 22,000 KHR each day for the family's future needs.

Samath is part of a loan group through Viva's partner, VisionFund. Her two-member group is made of she and another woman, both of whom have already successfully paid back their first loan. Samath used that first loan to support her family and pay for her children's education. As the group leader for this second loan, she wants to use her portion to buy fertilizer and pesticides for her farmland. She hopes that with these supplies, she can increase her crop yield and earn more income to improve her standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 106
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,031.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Samath's Group's $475 loan helped a member to buy fertilizer and pesticide for her cashew and cassava crops.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Sep 14, 2012
Nov 1, 2012
Currency Exchange Loss:
Aug 17, 2013