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Saroen's Group
In this Group: Saroen, Nhanh, Noy
Saroen is 38 years old and lives with her family members in a rural village of the Sangke district of Battambang province. She has five dependent children, some work for others for a fee while help with the family’s business.

For the last 10 years, she has been farming rice as the primary source of the family’s income while her husband works as a paid worker in Thailand. The current business earns Saroen about 60,000 KHR per day and she can save about 20,000 KHR each day for the family’s future needs.

Saroen’s group consists of three members who have been with VisionFund for two cycles. The previous loans, which she has fully repaid, have helped her relieve the family’s burden and improve their livelihood. Now she is leading her group to apply for another loan. As the leader, she wants to use her portion to buy fertilizers and rice seeds for her farmland. She hopes to make increase the output of her rice harvest so as to improve her standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,031.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saroen's Group's $750 loan helped a member to buy fertilizers and rice seeds for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 14, 2012
Nov 1, 2012
Currency Exchange Loss:
Oct 17, 2013