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Pascal is a 37-year-old single man who works as a barber and is very satisfied with the customers he has. Pascal is well known in the region, with his talent and good reputation. He replies to customers' needs, but also gives them his experienced advice whether their choice is accepted or not. He never lies to customers just to please them; in fact he puts a lot of effort into convincing his customers what's suitable for them.

Pascal is applying for a loan from Kiva's partner Al Majmoua, in order to renew his shop's furnishings, to keep his customers pleased and satisfied.

He hopes to train his own team and to open a new branch in the future.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 86
    View loans »
    Lebanon Loans Fundraising
  • $19,258,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,200 helped Pacal to renew his shop's furniture.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Sep 30, 2012
Oct 17, 2012
Currency Exchange Loss:
Jan 17, 2014