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Jovita, 46, is married and has seven school-age children. She believes that "patience and hard" work will enable her to achieve her goals. She and her husband want to improve their income to satisfy their necessities and continue sending their children to school. She sells beauty products such as lotion, body sprays, soaps, roll ons, creams, feminine wash and many more. She aimed to acquire additional stocks of the beauty products and also feed, fertilizer and pesticides to sell in their community but lacked adequate capital. She is asking for a loan of 50,000.00 PHP to buy the items. Jovita believes that this financial assistance will enable her to improve the business and hopes that someday, she will become financially stable and their children will have a bright future.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 487
    View loans »
    Philippines Loans Fundraising
  • $69,645,400
    Funds lent in using Kiva
  • 41.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Jovita to buy lotions, body sprays, roll on, soaps, creams and other beauty products and also feed, fertilizer and pesticides to sell in the community.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 26, 2012
Oct 17, 2012
Currency Exchange Loss:
Apr 22, 2013