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Ms Zily is a 50-year-old married woman. She is been in the beauty parlor business for seven years. She offers many facilities to her customers. Through providing her best services, she became famous on her street. As her customers' demand is increasing day by day, she is interested in buying a greater variety of cosmetics products for the parlor.

Now, however, she is facing the financial problem of low cash in hand. This compelled her to contact Kashf Foundation to apply for her first loan.

She needs a loan of Rs 25,000 to buy hair care products, skin products, and creams of bleaching and whitening in large quantities. She is hopeful to cater more customers at a time. With the help of the loan, she will not only purchase a variety of products but will also able to meet her household expenditures.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $17,386,950
    Funds lent in using Kiva
  • 95.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Zily to buy hair care products, skin products, and creams of bleaching and whitening in large quantities.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 5, 2012
Oct 17, 2012
Currency Exchange Loss:
Oct 17, 2013