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Sary's Group
In this Group: Sary, Kunthy, Yorn
A citizen from a rural village of Kampong Cham province’s Ponhea Krek district, Sary is age 50 and married. She has four children to take care of; some of them help the family’s business and others have their own employment. To feed her family, she has worked hard as a rice farmer for twenty years. She also sells grocery items to earn income for the family. For additional income, Sary’s husband works for others in the local area, for a fee.

Sary’s group consists of three members who are all female. Sari has been with VisionFund for one loan cycle. The past loan helped her to gradually improve her earnings. Now she is leading her group to apply for a loan with VisionFund of 1,200,000 KHR, each. Sary, the group leader, is going to use part of her loan to buy fertilizers for her farmland, and part of it to purchase more grocery items to resell, such as eggs, sugar, and candied fruit. She hopes to grow a healthy rice crop, to increase her family’s income and make their standard of living better.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 161
    View loans »
    Cambodia Loans Fundraising
  • $41,456,250
    Funds lent in using Kiva
  • 4,031.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sary's Group's $900 loan helped a member to buy fertilizers for her farmland and grocery items to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 13, 2012
Nov 1, 2012
Currency Exchange Loss:
Oct 17, 2013