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Liana is from Chkhorotsku district. She is 48 years old and lives with her husband and 22-year-old son. The family is involved in agricultural business. In particular, Liana runs a small dairy farm. She has 3 calves and 3 milk cows, whose milk is used in cheese products, which is sold at the local open market. In addition, the family grows nuts on the family-owned land and sells on average 500 kg per year. They also sow maize on their agricultural land. Liana is a very hard-working woman, with a rich experience in her work.

Liana requested a loan to cultivate a plot of land and plant nut saplings. The family will do all relevant seasonal work to make a good harvest. The harvested nuts will be sold and this will increase the income for the family. The other part of the loan will be used for repairing the roof of a cattle shed. The existing one is damaged and doesn’t allow Liana to implement her future agricultural plan and expand her animal husbandry business. With the increased income, Liana will improve the living conditions for her family and insure a better future for them.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 43
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Liana to cultivate a plot of land, plant nut saplings and repair a cattle shed.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 9, 2012
Oct 17, 2012
Currency Exchange Loss:
Feb 17, 2014