A loan of $200 helped to pay for grocery items and products to expand her inventory in her business.


Alma's story

This is Alma, 42, resident of Payatas, Philippines. She is married to Rally, a driver, and is a mother to her children. She, together with her husband, manages their household while operating her business. At this time, she is working hard to continually provide income for their everyday expenses.

Alma operates a variety store. In the Philippines, a variety store is basically a small convenience store that sells groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a PHP5-worth of cooking oil, or an egg. She earns by getting supplies at wholesale prices and selling by the piece. Her regular customers are her neighbors and the local community. She earns a minimum of PHP500 in sales every day.

To help her continue operations of her business, she is requesting a PHP8,000 loan. She will be utilizing the loan to buy groceries, toiletries and beverages to expand her product inventory. She expects a boost in her business income as she expands her business.

Alma dreams of giving her family a good life and hopes to give her children a good and quality education through all her hard work in her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and she also draws strength and inspiration from the Word of God she studies.

*All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.



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