A loan of $975 helped to pay for grocery items and products needed in her business.


Merly's story

This is Merly, 39, resident of Payatas, Philippines. She is married to Efren, a driver, and is a mother to her children. With her husband she manages their household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses. Merly operates a variety store. In the Philippines, a variety store is basically a small convenience store that retails groceries, toiletries, and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a Php 5-worth of cooking oil, or an egg. She earns money by getting supplies at wholesale prices and selling by the piece. Her regular customers are her neighbors and the local community. She earns a minimum of Php 500 in sales every day. To help her continue business operations, she is requesting a Php 40,000 loan. She will be utilizing the loan to buy groceries, toiletries, and beverages to expand her product inventory. She expects a boost in her business income as she expands her business. Merly dreams of giving her family a good life and hopes to give her children a good and quality education through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God she studies. *All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.



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