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Sinat is 39 years old. She is married and lives with her five children in Kampong Chhnang Province, Cambodia. Sinat has been involved in cultivating rice and fattening up animals for more than four years, earning approximately $3 daily. Her husband is a construction worker who earns about $5 each day. Three of her children are garment workers. They earn about $8 per day.

In order to improve her family’s finances, Sinat is requesting a loan of $600 to purchase rice and fertilizer to resell. By doing so, she would earn additional income for the family. In the future, she would like to expand her livestock business and help her children earn a higher education.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 218
    View loans »
    Cambodia Loans Fundraising
  • $39,843,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Sinat to purchase rice and fertilizer for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 17, 2012
Nov 1, 2012
Currency Exchange Loss:
Jun 29, 2013