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Antonio, age 40, is married to Luisa, and they have two children who are dependent upon their income. Antonio comes from a family with very few financial resources. They have so few resources that they still live in two rented rooms, where they are very uncomfortable. Consequently, Antonio had to emigrate to Spain and work hard in order to get his family ahead. With a lot of work he managed to reunite, to buy a plot of land, and to buy a minibus, which is now his work tool.

Antonio and his family live in the Sacaba province. His main business activity is passenger transportation, and he belongs to a union. He is currently the only one who supports his entire family. His wife does not work because she devotes herself completely to their children.

The loan is to build his house on the lot that he bought. This will help him a great deal because he will stop paying rent, and they will live more comfortably. This is the second time that Antonio has requested a Kiva loan. He says that he is very happy because with this money he has managed to finish paying for his land. Among his goals is having his children study for a professional career. This way they will be able to have a better standard of living.
View original language description ↓
Don Antonio es un señor de 40 años está casada con la señora Luisa con la cual tienen 2 hijos que dependen de sus ingresos, el señor Antonio proviene de una familia de muy bajos recursos económicos, tanto que siempre vivieron y aún viven en alquiler en dos habitaciones donde están muy incomodos, por lo tanto don Antonio tuvo que inmigrar a España y trabajar duro para poder sacar adelante a su familia, y con mucho trabajo logro reunir y comprar un lote de terreno y además un Minibús que actualmente es su herramienta de trabajo. El señor Antonio y su familia viven en la provincia de Sacaba, su principal actividad es el servicio de transporte de pasajeros, pertenece a un sindicato, en la actualidad el solo mantiene a toda la familia ya que su esposa no trabaja y se dedica por completo a sus hijos. El destino del crédito es para construcción de su casa en ese lote que se compró, esto le ayudara mucho porque de esa manera dejaran de pagar alquiler y además vivirán más cómodos. Es la segunda vez que el señor Antonio está solicitando el crédito de Kiva y declara que está muy contento ya que con ese dinero ha logrado cancelar la totalidad de su terreno. Entre sus metas esta que sus hijos logren estudiar una carrera profesional y de esa manera puedan tener un mejor nivel de vida.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $36,245,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,500 helped Antonio to build his house.
Repayment Term
50 months (Additional Information)
Repayment Schedule
Sep 10, 2012
Oct 13, 2012
Currency Exchange Loss:
Nov 12, 2012