A loan of $825 helped to buy clothes.


Reyita Jaqueline's story

The “Guerra de los Sexos” (War of the Sexes) communal bank meets every fifteen days in Picoaza Parish in the city of Portoviejo, a place noted for being very commercial, for its traditional festival of Saint Peter and Saint Paul and for the rich historical culture surrounded by its mountains.

Reyita, 42, lives here. She’s married and has four children, three adults and a 13-year-old who is attending school and still lives with her. Her husband’s a merchant.

Reyita like her husband is a merchant. They sell all types of clothes. They head out to nearby fields three or four days a week where they have a very good clientele because they offer good payment plans; they sell on credit and collect weekly payments. She’s been going along with her husband to sell for four years although he has many years’ experience in commerce being the way he moves his family forward in an honest way.

This loan is to buy pants, shirts and children’s clothes, among others. She’s been in the communal bank since its beginning and likes it because she’s able to use the loans to buy for lower prices which yields her higher profits. Her dream is to buy a car to be able to go to other places to sell her clothes.

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Translated from Spanish by Kiva volunteer Polliz


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