The loans they are taking out will benefit the small micro-entrepreneurs where María is a member. She says that she has two cycles as a member of Pro Mujer, joining through the invitation from a friend that is a member of the institution. Currently she has a weaving business, and discloses that she learned this business in order to help her family, later starting her own business with a small amount of capital.
The loan that she is taking out now is to increase her capital (to buy wool and yarn) to buy from the suppliers in the city of El Alto and later to make and sell in different departments of Bolivia. This way of working allows her to earn income in order to support her family as much as she can, as she is a widow with four children.
When asked what she likes about Pro Mujer, she says that she likes the training and the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Maria es integrante, ella indica que hace dos ciclos que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tejidos, da a conocer que aprendió este negocio al ayudarle a su familia, posteriormente emprendió su propio negocio con un pequeño capital.
El crédito que ahora sacará es para el aumento de capital (compra de lanas e hilos) que adquirirá de las proveedoras de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en distintos departamentos de Bolivia. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es viuda y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones y los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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