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Marco, 30, is married and has two children, ages four and eight. He works selling a variety of toys in his store, which is located in Alcoche. This is his first loan from the institution. Marco will use the loan to buy construction materials to build an earth wall. His reason for applying for the loan is that he wants to build on his land. Marco confronts many challenges in his business, which are earning a greater income, having his own house, and giving his family greater comfort and in the end, improving their quality of life.
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El Sr. Marco tiene 30 años y es casado con 2 hijos que son de las edades de 4 y 8 años, el se dedica a la venta de variedad de juguetes en su tienda que se encuentra en la zona de Alcoche, este préstamo es la primera secuencia dentro de la institución, el Sr. Marco va a usar este préstamo para la compra de material de construcción para levantar muralla de terreno su razón para solicitar este préstamo es que ya quiere hacer construir en su terreno, el Sr. Marco enfrenta retos en su negocio que son generar mejores ingresos y tener una casita propia y brindar mayor comodidad a su familia y por ende mejorar su calidad de vida.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 127
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,200 helped Marco to build an earth wall.
Repayment Term
18 months (Additional Information)
Repayment Schedule
Sep 12, 2012
Oct 13, 2012
Currency Exchange Loss:
Nov 12, 2012