A loan of $1,275 helped a member to pay for purchasing of fertilizer, pesticides and seeds.

Maha Laxmi Group's story

Maha Laxmi Joint Liability Group was formed in the year 2010. This group is located in the village of Padampur in the Nuapada district of Odisha, India. Vegetable cultivation and vending is the primary source of livelihood of most of the families of this village.

This group consists of five members from the "below poverty line" category, and Gua is one of them. The lady standing second from the left in the photo with raised hand is Gua. She is 40 years old and has a family of five: her husband and three sons, age 28, 26 and 24, who help in her business.

Gua has a vegetable cultivation farm and vegetable vending business that she manages together with her husband and sons. She grows vegetables like brinjal, cauliflower, carrots, cabbage, chilli, ladies finger, etc., in her farm. She sells her produce wholesale to the traders of the nearby market and also sells personally in her retail outlet. She earns a minimum of 400 INR per day, which is insufficient to meet the day-to-day expenses of her family as well as the farm expenses.

Gua wants to expand her business by taking a fresh loan. This is her third loan and she will use it to buy fertilizer and farm inputs like seeds and pesticides for her farm. She expects a good return from her business by expanding her cultivation.

Gua dreams to construct a house as she is planning for the marriage of her son in the near future. She also hopes to give her whole family a bright future through her hard work.

The other four members of this group are Banita, Mukta, Nrupa and Shanti, who have vegetable cultivation, vending and tent-house businesses.

In this group: Banita, Shanti, Gua, Nrupa, Mukta

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Loan details