A loan of $2,125 helped a member to pay for purchasing of grocery items in bulk.

Matrushakti Group's story

Sumati is a married woman of 38 years who lives in a remote rural village named Torli in the Nuapada district in Odisha, India. The prime income source of that locality is cultivation. This village is far away from education, sanitation, advanced facilities, etc.

The lady standing second from left in the pink sari with raised hand is Sumati. She lives with five family members consisting of her husband; two sons, aged 15 and 13; and one daughter, 5 years of age. Her children are continuing study in school. She is a very kind-hearted person, hardworking and enthusiastic, who always devotes her efforts to getting her family ahead.

For 13 years, Sumati has been running a general grocery shop. Initially, she started the business in a low profile with limited items like potatoes, soap, sugar, tea dust, tobacco, chocolates, etc. Gradually, she expanded her business and added extra items regularly. Due to her good behavior, her business has grown rapidly.

In the year 2008, with her able leadership, Sumati, along with other three women of her small village, formed a Joint Liability Group named Matrushakti, which means “mother’s power,” to take loans from Mahashakti Foundation for the development of their businesses. All members hail from poor backgrounds in the "below poverty line" category.

This is the fourth loan of her group. During the last three loans, Sumati has been able to add some grocery items like dough, vegetables, oil, spices, soda (soft drinks) etc. and also a refrigerator for her shop. Every day from the early morning she starts her work at a stretch of ten hours. Now she is earning 500 INR daily from her business.

Sumati wants to keep more stock for her shop but, due to financial scarcity, her husband has to go to the nearest market to buy items for her grocery shop regularly. Due to frequent purchases, she incurred losses in transportation. So from the present loan she has planned to buy merchandise for her business such as rice, sugar, vegetables, oil, noodles, potato, onion, dough, soda, etc., in bulk. She expects to increase her sales and, thereby, her income, which will serve to ensure the education and welfare of her children.

Sumati hopes to build a permanent cabin in the center of her village for running her business. She also hopes to provide better education to her children.

The other three members of the group are Ghame, Jayantidei and Santi running spice-selling and milk-selling businesses.

In this group: Sumati, Santi, Ghame, Jayantidei

Loan details

Lenders and lending teams

Loan details