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Luis Alberto
Luis Alberto is 23 years old, is cohabitating, and has a daughter. He lives with his daughter and wife in the city of Ventanas, province of Los Ríos. He is part of Ventanilla 5 de Septiembre, located in the area Los Plátanos. He belongs to Cantón Ventanas, and they are engaged to agricultural and livestock jobs.

Luis Alberto is engaged to agriculture and livestock. He is requesting the loan to buy seeds, insecticides, urea, and liquid for weed. With the help of credit, he will buy what he really needs. He will make the purchases in the city of Ventanas. His dream is to buy a car. The challenges he faces are the diseases. In his spare time he enjoys playing sports and listening to music.
View original language description ↓
LUIS ALBERTO tiene 23 años de edad de estado civil unión libre tiene una hija, vive con la hija y con la esposa en la ciudad de Ventanas Provincia de los Ríos.

Es integrante de la Ventanilla 5 de septiembre, se encuentra ubicada en el Recinto los plátanos, Pertenece al Cantón Ventanas se dedican a labores agrícolas y pecuarias.

LUIS ALBERTO se dedica a la agricultura y a la crianza de animales. Solicita el crédito para comprar semillas, insecticidas, urea, líquido para la maleza.

Con la ayuda del crédito podrá comprar lo que tanta falta le hace. Las compras las realizará en la ciudad de Ventanas. El sueño es comprar un carro. Los desafíos a los que se enfrenta son las enfermedades.
En el tiempo libre le gusta practicar el deporte y escuchar música.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 68
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $600 helped Luis Alberto to buy seeds, insecticides, urea, and liquid for weed.
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 18, 2012
Oct 13, 2012
Currency Exchange Loss:
Nov 12, 2012