A loan of $1,975 helped a member to pay for purchasing a cow of improved variety.

Padmalaya Group's story

The name of this group is Padmalaya. This group was formed in the year 2008 by four women members of the Below Poverty Line category from the village Torli in the district of Nuapada in Odisha, India. Nuapada district is one of the poorest districts in India.

Santoshini is one of the members of this group. She is standing second from left in the photo. She is very shy by nature but has a strong determination for the development of her family. She is 35 years old, living with her husband, one baby son and three daughters, ages 10, 7 and 3 years old. Her two daughters are attending school in the same village. She has a little patch of land where her husband cultivates vegetables.

Santoshini is running a milk business with three cows. She purchased two cows – one from each of two previous loans from Mahashakti Foundation. Santoshini is getting 15 liters of milk per day. Her husband supplies this milk to a Tiffin hotel in a nearby town. Her family earns 5,000 Indian rupees (INR) per month from the present milk business. To maintain a family of six members along with maintenance of the cows, the present income is insufficient, and Santoshini is facing lots of financial trouble. So, as there is growing demand for milk in the locality, she has planned to utilize the present loan for purchasing another cow of improved variety to add some extra income for her family.

Santoshini is very much thankful to Mahashakti Foundation for her growth. She says this will help her to earn some extra income and save some money to provide better education for her children. Santoshini also has a dream of developing a dairy farm in the future and constructing a cow shed.

The other three members of this group are Sabitri, Sabita and Lochana. They run a cloth business, electrical motor winding center and grocery shop.

In this group: Sabitri, Santoshini, Lochana, Sabita

Loan details

Lenders and lending teams

Loan details