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Danilo Alberto
Danilo Alberto is 35 years old and lives with his common-law wife and two children in the city of Ventanas, in los Ríos province.

Danilo Alberto is a member of the '5 de septiembre' community bank which is located in Los Plátanos, in Ventanas canton. The members of this group farm and raise livestock.

Danilo Alberto grows corn and rice. He is requesting this loan to buy seeds, insecticides, urea and liquid weed killer. He makes his purchases in Mocache.

With the help of this loan, he will be able to buy everything he needs for his crops. His dream is to continue working and to buy a house. The challenges that he faces are crop diseases. In his free time, he enjoys making small repairs to his home.
View original language description ↓
DANILO ALBERTO tiene 35 años de edad de estado civil unión libre tiene dos hijos, vive con la esposa y con los hijos en la ciudad de Ventanas Provincia de los Ríos.

Es integrante de la Ventanilla 5 de septiembre, se encuentra ubicada en el Recinto los plátanos, Pertenece al Cantón Ventanas se dedican a labores agrícolas y pecuarias.

DANILO ALBERTO se dedica a la agricultura a la siembra de maíz y arroz. Solicita el crédito para comprar semillas, insecticidas, urea, líquido mata maleza. Las compras las realizará en Mocache.

Con la ayuda del crédito podrá comprar lo necesario para las siembras. El sueño es seguir trabajando y comprar una casa. Los desafíos a los que se enfrentan son las enfermedades en los cultivos. En el tiempo libre le gusta realizar pequeños arreglos en la casa.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Danilo Alberto to buy seeds, insecticides, urea, and liquid weed killer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 18, 2012
Oct 13, 2012
Currency Exchange Loss:
Oct 24, 2013