A loan of $1,075 helped a member to purchase empty cement bags and a bicycle.

Maa Laxmi Group's story

The Name of this group is Maa Laxmi. It was formed in the year 2010. Its four members are women from a small rural village called Barpadar. It is situated in the district of Nuapada of Odisha, one of the poorest districts in India particularly known for drought and underdevelopment. Anadi is one of the members of this group.

The lady sitting second from left raising her hand in the photo is Anadi. She is the Group Leader. She is 38 years old and is living with her husband, her only daughter who is eight, her two sons who are 20 & 18 and her father in-law. Anadi hails from a very poor, landless, illiterate Schedule Caste (SC) Below Poverty Line family. Anadi's community is socially, economically and educationally very backward and far from the mainstream. One will hardly find graduates in their community. Anadi resides in a small hut with her family.

Anadi is running a business preparing and selling different items made of a rope that is made from plastic cement bags. She took over the business from her fore fathers who used to make rope from cow and buffalo skin. The items are used particularly for tightening domestic animals like cows, buffalo, sheep, goats etc, for manually extracting water from a well by using a tin bucket and other works related to cultivation. Her husband and younger son help Anadi in the total process from collection of empty cement bags from the contractors and builders, processing of string into small wires and making the plastic rope items to selling the products. They sell them in five weekly markets each week. Her family works 8-10 hours daily to make those items. Her husband procures empty cement bags at Rs 2/- per bag. In a week, she earns almost 1000-1500 INR from this business. She gets around 40% profits. Her elder son works as a salesman in a grocery shop, but in comparison to all this i.e. the labor, transporting and material costs, this is not at all cost effective. So very miserably, she manages her family. Presently, the stock she buys from her locality is not enough for her to make items for the entire week. Her husband moves frequently to collect empty bags, which is very time and energy consuming and hampers her production. She wants to have enough stock to support her business uninterrupted. The loan will be used by her to buy more stock of empty cement bags and a bicycle for her son to earn some extra income.

Anadi dreams of building a small pucca (permanent) house for her family and for the marriage of her elder son. The other three members of her group are Rashmita, Debaki and Jasoda who are doing a similar business of making ropes.

In this group: Rashmita, Debaki, Anadi, Jasoda

Loan details

Lenders and lending teams

Loan details