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Efdison Vicente
Efdison Vicente is 34 years old, in a common-law relationship, and has two children. He lives with his family in the city of Ventanas in Los Ríos Province.

Efdison is a member of the September 5th Communal Bank, which is located in the neighborhood of Los Platanos in the canton of Ventanas. The members engage in farming and raising livestock.

Efdison Vicente plants crops and also raises animals. He is requesting a loan to buy insecticides, urea, and liquid weed killer. His purchases are conducted in Quinsaloma. Efdison’s dream is to buy a plot of land. The challenges he faces include diseases that cause his crops to decline.

In his free time, Efdison Vicente enjoys working in the fields.

View original language description ↓
EFDISON VICENTE tiene 34 años de edad de estado civil unión libre tiene dos hijos, vive con el conyugue y los hijos en la ciudad de Ventanas provincia de los Ríos.

Es integrante de la Ventanilla 5 de septiembre, se encuentra ubicada en el Recinto los plátanos, Pertenece al Cantón Ventanas se dedican a labores agrícolas y pecuarias.

EFDISON VICENTE se dedica a la siembra, además se dedica a la crianza de animales. Solicita el crédito para comprar insecticidas, urea, líquido para la maleza. Las compras lo hace en Quinsaloma.

El sueño es comprar un terreno, Los desafíos a los que se enfrenta es las enfermedades que caen en los cultivos. En el tiempo libre le gusta trabajar en los campos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 42
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Efdison Vicente to buy insecticides, urea, and liquid weed killer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 18, 2012
Oct 12, 2012
Currency Exchange Loss:
Oct 24, 2013