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Rosa Lucrecia
Rosa Lucrecia is 77 years old, in a common-law relationship, and has no children. She lives with her husband in the city of Ventanas in Los Ríos Province.

Rosa is a member of the September 5th Communal Bank, which is located in the neighborhood of Los Platanos in the canton of Ventanas. The members engage in farming and raising livestock.

Rosa Lucrecia is a farmer who grows corn and rice. She is requesting a loan in order to buy seeds, insecticides, urea, and liquid weed killer. Her purchases are conducted in Mocache. With the help of this loan, she will buy what she needs to plant her crops. Her dream is to buy plots of land so that she can plant more corn. The challenges she faces include dealing with pests.

In her free time, Rosa Lucrecia enjoys taking care of the household chores.

View original language description ↓
ROSA LUCRECIA tiene 77 años de edad de estdo civil unión libre no tiene hijos, vive con el esposo en la ciudad de Ventanas Provincia de los Ríos.

Es integrante de la Ventanilla 5 de septiembre, se encuentra ubicada en el Recinto los platanos, Pertenece al Cantón Ventnas se dedican a labores agrícolas y pecuarias.

Rosa Lucrecia se dedica a la agricultura a la siembra de maíz y arroz. Solicita el crédito para comprar semillas, insecticidas, urea, líquido mata maleza. Las compras las realizará en Mocache.

Con la ayuda del crédito podrá comprar lo necesario para las siembras. El sueño es comprar héctareas de terreno para sembrar más maíz. Los desafíos a los que se enfrentan son las plagas. En el tiempo libre le gusta realizar
quehaceres domésticos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Rosa Lucrecia to buy seeds, insecticides, urea, and liquid weed killer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 18, 2012
Oct 12, 2012
Currency Exchange Loss:
Oct 24, 2013