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Shkelzen, a rural villager from south central Albania, worked in Albania's neighboring country - Greece - until recently. He is married and has three children ranging in age from 4 to 12 years old. While he remained most of the time away from his family, his wife managed to take care of their children and agriculture-livestock business and make a good income from that business activity.

Shkelzen is now applying for a loan through VisionFund Albania to finish building a family house that they have already started, but have no money to put everything together before winter starts.

While Shkelzen and his wife seek lenders appreciation in this matter, they want to let them know that lenders’ kindness would be a great help to their family.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Albania

  • $10,700
    Average annual income
  • 9
    View loans »
    Albania Loans Fundraising
  • $3,250,800
    Funds lent in using Kiva
  • 108.5
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Shkelzen to finish building his family's house before winter starts.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 9, 2012
Nov 1, 2012
Currency Exchange Loss:
May 17, 2014