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He's married and has two children who don't go to school yet. He lives with his family in a house he owns and doens't support anyone else.
He works as an agricultural technician. With this loan he intends to purchase construction supplies (zinc sheets, cement, beams, sand, rocks, etc.) in order to enlarge his house.
In the future he wishes to get his driver's license, because his employer has been requiring him to do so. For that reason he pledges to repay the loan as scheduled, so he can request more loans from Hluvuku.
The challenge he faces is getting a driver's license.
View original language description ↓
Casado e pai de 2 filhos, ainda não frequentam Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
Técnico agrário de profissão e com este empréstimo pretende comprar material de construção (chapas de zinco, cimento, barrotes, areia, pedra e outros) para ampliar a sua casa.
No futuro deseja tirar carta de condução uma vez que no seu serviço esta a ser cobrado, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é possuir uma carta de condução.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 0
    View loans »
    Mozambique Loans Fundraising
  • $2,937,000
    Funds lent in using Kiva
  • 28.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Elio to purchase construction supplies (zinc sheets, cement, beams, sand, rocks, etc.) in order to enlarge his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 2, 2012
Oct 10, 2012
Currency Exchange Loss:
Dec 17, 2013