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Sokna's Group
In this Group: Sokna, Sina
A mother of three children, Sokna is 44 years old and a citizen from Kampong Cham province's Ponhea Krek district, Cambodia. For sustenance in her family, she grows rice with support from her husband as the main source of income. Additionally, she also runs a small food stall and works for others for a fee as extra income. With 20 years of experience in her business, she can earn about 23,000 KHR per day.

Her first loan with VisionFund was in 2008 and this is her fifth-cycle loan. After the successful past loan that she has completely paid back, she has managed to buy a cow and additional farmland for supporting her rice-cropping business.

Now, she has formed a group of two to seek a new loan. Her requesting amount is 1,400,000 KHR and her co-member is applying for 1,100,000 KHR. As a group leader, she is going to use her portion to buy additional cows for supporting her farmland. She hopes to earn more income so she can keep a better lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 162
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • 4,030.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sokna's Group's $625 loan helped a member to buy additional cows for supporting her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 13, 2012
Oct 16, 2012
Currency Exchange Loss:
Mar 15, 2013