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Dilbara is 30 years old, married and raising three children. She became involved in organizing public food service by working at a cafe 1.5 years ago. Having started the business with a sum of 25,000 som, Dilbara was able to lease a cafe space for 32 seats and a tandoor (clay oven for making bakery products) for making sams (national meat pies). Thanks to her hard work and persistence, the monthly profit from the business now amounts to about 20,000 som (KGS). In order to further develop her business, Dilbara requested a loan in the amount of 65,000 som (KGS) from the "Bai-Tushum and Partners" company to purchase equipment - a refrigerator and a cafe display. She plans to invest the earnings from the loan into developing her business in order to subsequently buy out the cafe and also to start an animal husbandry business.
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Дилбаре 30 лет, замужем, воспитывает 3 детей. 1,5 года назад Дилбара начала заниматься организацией общественного питания, приступив к работе в кафе. Начав бизнес с суммы в 25,000 сом, Дилбар смогла взять в аренду площадь в кафе в 32 места и тандыр (глиняная печь для изготовления хлебных продуктов) для выпечки самс (национальные мясные пироги). Благодаря упорному труду и настойчивости Дилбар, ежемесячная прибыль от бизнеса составляет около 20,000 сом (KGS).
В целях дальнейшего развития своего бизнеса, Дилбар обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 65,000 сом (KGS) на покупку оборудования - холодильника и витрины в кафе. Доходы от кредита Дилбар планирует вкладывать в развитие бизнеса, чтобы в последующем выкупить кафе, а также начать бизнес в животноводстве.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 36
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,000
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Dilbara to purchase a refrigerator and a cafe display.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 17, 2012
Oct 11, 2012
Currency Exchange Loss:
Feb 16, 2013