Walty who is the star borrower is 31 years old, married and mother to three daughters. She has a small business selling vegetables and also fattens oxen. She has three years' experience. She is standing on the right of the photo wearing a mutlicoloured "wax" (highly decorative African outfit) with her left hand raised.
She gets her supplies of vegetables (turnips, carrots, aubergines, potatoes) in Thiamène and Coki, and resells them at the village market.
She plans to buy three oxen for fattening with her loan and also hopes to bring in a significant income on selling them in the coming months.
With the profits she makes she will pay for the schooling of one of her daughters, who is studying at the Koranic school, as well as for clothing. She will save the rest in her account with the Banc Villageois and also provide her needs.
Madame Walty l'emprunteur vedette est âgée de 31 ans, mariée elle est mère de trois filles. Elle mène une activité de petit commerce de légumes et également de l'embouche bovine; elle a une bonne expérience de 3 ans. Sur la photo elle est debout à droite vêtue en wax multicolore et a levé la main gauche.
Elle s'approvisionne en légumes ( navet, carottes, aubergines, patates.....)à Thiamène et à Coki et revend au marché du village.
Elle envisage avec son prêt acheter 3 bœufs pour embouche et espère ainsi se faire beaucoup de revenus à la vente dans les mois à venir.
Avec ses bénéfices elle a la prise en charge scolaire d'une de ses filles qui est à l'école coranique et en habillement aussi; elle épargne le reste dans son compte du Banc Villageois et gère ses besoins.
About CAURIE Micro FinanceThe mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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