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Talchakan is 51 years old and a widow. She lost her job after the breakup of the Soviet Union and, in search of a source of income for her family, became involved in sales of sewn goods, having started this business with a sum of 20,000 som (KGS). Thanks to Talchakan's hard work and persistence, the monthly profit from the business amounts to about 20,000 som (KGS). Despite the business losses during the unrest of 2010, she was able to survive and develop her business. In order to further develop her business, Talchakan requested a loan in the amount of 85,000 som (KGS) from the "Bai-Tushum and Partners" company to expand the merchandise selection by buying winter clothing. She plans to invest the earnings from the loan into developing her business by increasing goods turnover and wants to help her sister to hold her son's wedding in the future.
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Талчакан 51 год, вдова. После распада Союза, потеряв работу Талчакан, в поиске дохода для своей семьи, начала заниматься торговлей швейными изделиями, начав этот бизнес с суммы в 20,000 сом (KGS ). Благодаря упорному труду и настойчивости Талчакан, ежемесячная прибыль от бизнеса составляет около 20,000 сом (KGS). Несмотря на понесенный ущерб бизнесу во время волнений в 2010 году, Талчакан смогла выстоять и развить свою деятельность.
В целях дальнейшего развития своего бизнеса, Талчакан обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 85,000 сом (KGS) на расширение ассортимента реализуемого товара за счет зимней одежды. Доходы от кредита Талчакан планирует вкладывать в развитие бизнеса посредством увеличения оборота, и в будущем хотела бы помочь своей сестре в проведении свадьбы ее сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 56
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,879,225
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,825 helped Talchakan to expand the merchandise selection by buying winter clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Oct 11, 2012
Currency Exchange Loss:
Jun 26, 2013