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Kelegna Group
In this Group: Ramatou , Koumba , Chata , Routie
The Kelegna group is made up of four women (three married and one widow) who average 36 years of age with five children each. They live in traditional extended families, with their husbands, other wives, brothers and sons, in the Massabla Coura district of the town of Bougouni.

They met each other through neighbors, friends and their businesses. In order to reinforce their financial capacity so that they can improve their trading activities, they joined the microfinance institution, Soro Yiriwaso, and are now on their seventh loan. The six previous loans were repaid in full.

This group of women trade in firewood, charcoal and cereals.

Ramatou, who is the president of the group, is standing on the far right of the photo. She buys and sells firewood and charcoal and is planning to buy a lorry load of firewood with her loan from registered farmers in Bamako. She sells from home, on a retail basis, for cash and on credit, to a customer base made up of men and women. She is expecting to make an average monthly profit of 40,000FCFA, which will be used to reinvest in her business and repay her loan.
View original language description ↓
Le groupe Kelegna est constitué de quatre femmes 3 mariées et 1 veuve) ayant une moyenne d’âge de 36 ans et 5 enfants. Elles vivent dans des familles traditionnelles élargies avec leurs maris, coépouses, frères et fils dans le quartier Massabla coura de la ville de Bougouni.
Elles se sont connues à travers des liens de voisinage, d’amitié et de commerce. Pour renforcer leur capacité financière afin de mieux faire leur commerce, elles ont adhéré à l’institution de microfinance Soro Yiriwaso avec laquelle elles sont à leur septième prêt. Les six précédents prêts ont été correctement remboursés. Ce groupe de femmes fait le commerce de bois de chauffe, de charbon de bois et de céréales.
RAMATOU, qui est la présidente du groupe est la première debout de la droite vers la gauche. Elle fait l’achat vente de bois de chauffe et de charbon de bois et compte acheter avec son prêt, un chargement de camion en bois de chauffe avec les paysans agrées de Bamako. Elle effectue ses ventes à domicile, en détail au comptant et à crédit à une clientèle composée d’hommes et de femmes.
Elle envisage réaliser un bénéfice mensuel moyen de 40.000FCFA qui sera investi dans les activités et rembourser le prêt.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 53
    View loans »
    Mali Loans Fundraising
  • $12,694,550
    Funds lent in using Kiva
  • 510.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD