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Tereze is 54, married and has two children, ages 20 and 18, who both attend school. They live in a little town in northeast Albania, where Tereze has been operating a little general store for the past five years. Despite the fact that she has been the only one to support her family financially, the business has been doing very well and she has been generating a good income from it.

Tereze is requesting a loan of 100,000 LEK to add more items to her store for resale. This will be her first loan through VisionFund Albania, yet she wants to assure every lender that, as a responsible person, she will pay the loan back and she is appreciative of everyone for their financial support.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 9
    View loans »
    Albania Loans Fundraising
  • $3,213,425
    Funds lent in using Kiva
  • 107.9
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Tereze to add more items to her general store for resale.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 9, 2012
Nov 1, 2012
Currency Exchange Loss:
Feb 15, 2013