Ever, 39, has two small children who attend primary school. His life partner is a merchant and with that income she assists with the home expenses. For his part, Ever has his own grocery store located in a very busy place and close to a school. He started it with funds provided by his sister and with part of his savings from former jobs.
Sales are very good for this reason, and in order to take advantage of his large clientele, he is requesting his first loan with AFODENIC and Kiva in order to increase his inventory by buying products such as sodas, crackers, candies, juice, energy drinks and pastries, which will allow him to continue generating a better income to provide schooling for his children and live in better conditions with his family.
El señor Ever de 39 años de edad, tiene dos hijos pequeños que asisten a la escuela primaria, su pareja de vida es comerciante y con ese ingreso apoya con los gastos del hogar, por su parte don Ever tiene su propio negocio de pulpería ubicado en un lugar muy concurrido y cerca de un colegio, dio inicio con fondos que le facilito su hermana y parte de sus ahorros de trabajos anteriores, la venta es muy buena por esta razón aprovechando su clientela el solicita su primer crédito con AFODENIC y KIVA para aumentar su inventario comprando productos como gaseosas, galletas, golosinas, jugos, bebidas energéticas y reposterías, para seguir generando mejores ingresos para darle los estudios a sus hijos y vivir en mejores condiciones con su familia.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.