A loan of $3,550 helped a member to buy paint, sold, rivets, etc.


Las Optimistas (Cuenca) Group's story

The Las Optimistas Communal Bank is made up of eight women who live in different areas of the city of Cuenca, which was designated a World Heritage Site in 1999. The city is bathed by four rivers; it has a cold climate and rugged geography colored with beautiful landscapes. Its people, like these communal bank members, are kind and very charismatic; they work arduously every day to improve their household finances and they are fighters who work day after day to get their families ahead.

One of this group's members is Fanny. This is the third loan she is taking out with the Las Optimistas Communal Bank. She lives in the Arenal neighborhood of the city of Cuenca. She is 32 years old, married, and she has two children who are 16 and 13 years old and who attend the city's public school. Her husband does auto body work for a living and he works in his own shop. They own their home.

Fanny takes care of the household chores and, starting four years ago, she has contributed to the household finances by working at a store where she earns a monthly salary. She works Monday through Friday from 8 o'clock in the morning until 5 o'clock in the afternoon.

She will use the money from her loan to buy materials such as paint, solder, rivets, etc. for her husband's body shop.

Her goal is to finish her house.

This time a friend of one of the members is joining them in the photo; she is the woman in the last row standing behind the woman with the tomato-colored poncho.

In this group: María Esperanza , María Guadalupe, María José, María Verónica, Elsa Beatriz, Fanny Elizabeth, Gladys Yolanda, Priscila Alexandra

Translated from Spanish by Kiva volunteer Alyson Trowbridge


Loan details


Lenders and lending teams



Loan details