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Magaret is married and blessed with four children under age 15. She and her family live in a three-room apartment in Bamenda, which is in the northwest region of Cameroon.

Magaret has faced many challenges in life such as the death of her sister, illness and inadequate capital to start a business. With this loan, she intends to rent additional farm land, pay for cleaning and buy seedlings for potatoes and beans. Part of this loan will be used to buy cassava. This will help the community provide good quality food to the public. It will also enable the population to buy food without having to travel long distances. It will also provide employment for the women who work on the farms.

Magaret believes her business will succeed due to the high demand for food in the community. She has been farming for a long time and has a lot of experience.

With the profit from the loan, she will be able to send her children to school and pay for the family's health care. She prefers a loan from GHAPE because of the low interest rate. Also, the loans given by GHAPE are paid conveniently.

Additional Information

Important Information

About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 20
    View loans »
    Cameroon Loans Fundraising
  • $1,219,750
    Funds lent in using Kiva
  • 505.3
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Magaret to pay for seedlings and labor.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Oct 15, 2012
Currency Exchange Loss:
May 17, 2014