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Victor Francisco
Víctor is 48 years old, married, and has two children. One of his children is 17 years old and the other is 5 years old. Víctor says that he started learning his profession when his father, a master builder, brought him to work with him and that his father made houses and other things. During that time, Víctor helped his father, since he was still growing up. Now he is grown and independent and is a master builder himself. He works from 7:00 am until 5:00 pm. He tells us that the difficulty with his job is when the winter arrives and the rains don't allow him to work. Víctor's goal is to finish building his house. With this loan, he will buy materials for fixing his house.
View original language description ↓
Víctor tiene 48 años de edad, estado civil casado tiene 2 hijos uno de 17 y otro de 5 años .Victor cuenta que desde que su padre lo llevaba a trabaja el aprendió la profesión porque su padre era maestro constructor, El padre de Victor hacia casas entre otras cosas, en ese tiempo Victor le ayudaba pero como fue creciendo busco independizarse por lo que ahora Victor es maestro constructor .El trabaja de 7:00AM hasta 17: PM. Las dificultades de este trabajo nos comenta es cuando llega invierno y las lluvias no dejan trabajar. Su anhelo es terminar de construir su casa. Con el préstamo el comprara materiales para el trabajo para arreglar su vivienda

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Victor Francisco to buy materials for fixing his house.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 9, 2012
Nov 1, 2012
Currency Exchange Loss:
Sep 25, 2013