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Patience is married with seven children, two of whom are below the age of 15 years. They live in a four-room apartment at Nkwen Bamenda, in the North West region of Cameroon. She has faced many challenges in life which include ill health within her family, and also theft and fighting over property by her family members.

She joined GHAPE in the year 2003 and has taken and repaid her empowerment credit four times with the recent loan amount being 200,000frs. She says if given the new loan requested, she will expand her fuel wood business, improve her farm garden and raise pigs. She is very positive that her business will succeed because she has regular customers, she has a good business site, and also other GHAPE members are always buying from her to patronize her. From this business she says the community will benefit from regular supply, as well as low prices of firewood, vegetables and pork.

With the profit from the loan she promises to educate her children, provide medication, and to plow back some of the profit into her business. She prefers GHAPE loans because of the low interest rate, education before loan disbursement, its help in the fight against HIV/AIDS, and also because the loans given by GHAPE are paid conveniently.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,299,450
    Funds lent in using Kiva
  • 505.3
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD