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Santhiaba Coki 2 Group
In this Group: Awa , Fassar*, Seune, Daba*, Khare, Soda, Khar, Fatou, Aissa, Khady, Aissatou, Aminta, Mareme, Aminata, Khady, Lota, Anta, Astou, Tende, Joanna, Fatou , Ndeye, Mbeugue, Yama *, Fatou, Fatou, Siny, Thiecka, Astou
* not pictured
This group called Santhiaba Coki 2 is part of the "Banc Villageois" system and was formed on December 30th, 2009. Its members are women who live in the same village. Their principal activity is commerce. The group is made up of 29 women. The president, named Awa, is 47 years old and is married with 3 children - 2 girls and 1 boy.
She has been a seller of cosmetic products for over 7 years. She is standing in the photo - wearing glasses and dressed in a white blouse and green traditional outfit ('pagne'). She has her right hand raised and her finger pointed. She buys her stock (perfumes, body lotion, beauty cream, ....hairdressing materials) in Dakar and sells the merchandise in her small store in her local market.
With the loan, she intends to buy cosmetic products (hair supports and rollers, perfumes, body cream) in order to build her stock and therefore to grow her income. The profits will allow her to cover her family's living expenses and to improve the living conditions of her children.
View original language description ↓
Ce groupe faisant partie du Banc Villageois Santhiaba Coki 2 est créé depuis le 30 décembre 2009. Il est composé par les femmes qui habitent dans le même village. Elles ont comme activité principale le commerce. Le groupe PC est constitué de 29 femmes.
La présidente Awa âgée de 47 ans est mariée et mère de 3 enfants dont 1 garçon et 2 filles; elle mène une activité de commerce de produits cosmétiques depuis plus de 7 ans. Elle est debout sur la photo portant des lunettes,habillée en camisole blanc et pagne vert et a levé la main droite avec le doigt pointé.

Elle s'approvisionne ( en parfums, lait corporel, crème de beauté, .... greffage)à Dakar et revend dans sa cantine au marché de son village.

Avec le prêt reçu elle compte acheter des produits cosmétiques(mèche,tube,parfums,lait corporel) pour renforcer sa cantine et ainsi se faire plus de revenus.

Les bénéfices lui permettent de prendre en charge sa famille et d'améliorer les conditions de vie de ses enfants.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 25
    View loans »
    Senegal Loans Fundraising
  • $14,758,125
    Funds lent in using Kiva
  • 505.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Santhiaba Coki 2 Group's $4,500 loan helped a member to purchase cosmetic products for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 12, 2012
Nov 1, 2012
Currency Exchange Loss:
Apr 17, 2013