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Homme Group
In this Group: Grace, Dorcas
Homme group is made up of 2 members who sell jewelry. Grace and Dorcas are 23 and 26 years old.

Grace is 23 years old and is married to a 25-year-old mason called Anthony. They both live in Anthony’s family house.

She took a loan from ID-Ghana at the beginning of this year. This is her second loan and she needs 500 Ghana Cedis to be able to expand her business so that she can meet customers’ demand. She has been in this business since 2006.

She uses her profit to support her business.

Grace, together with Dorcas, needs 1000 Ghana Cedis to buy more goods for the business.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 29
    View loans »
    Ghana Loans Fundraising
  • $12,522,425
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Homme Group's $550 loan helped a member to buy jewelry to supply to customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 28, 2012
Oct 14, 2012
Currency Exchange Loss:
Apr 19, 2013