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This is 35-year-old Abu. He is married and has 3 children, aged 8 months, 7 and 11 years. Two are school-going children. He has 1 additional dependent, who lives with him because he assists Abu in business.
In 2001, Abu established his Stationery (A4 paper, ledger books, files, markers, flip charts, chalk, staple machines, paper punch, pens, highlighters, stamp pads etc.) business. He began his business to further his education, because he was unprivileged. His parents were subsistence farmers and at the age of 18 years he left his parents and started mining. Abu left mining and joined his elder brother in the city to assist in his business. His brother died after a short illness and he took over the entire business.
Working 7 days a week and 10 hours a day, Abu earns about Le 3,070,000 every month from this business. He would like a loan in the amount of Le 6,000,000. Abu has already received and successfully repaid 1 loan, and now requires a new loan in order to buy various products such as A4 papers, A3 papers, markers, ledger books, carbon paper and lubricating ink. The balance of Le1,000 after these purchases will be used to pay his labourer. In the future, Abu plans to expand his business by having outlets within the city, educate his children and build a house. The loan will help him generate more income. There are frequent increases in the rent of the shop. Abu is a trustworthy and hardworking businessman. He thanks ARD for improving his business. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,349.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Abu to buy products for his stationery shop such as A4 papers, A3 papers, markers, ledger books, carbon paper and lubricating ink.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Oct 14, 2012
Currency Exchange Loss:
Apr 17, 2013