A loan of $900 helped a member to buy more Milo, rice, sugar, biscuits, toffees, milk, and diapers to sell.


Joyce's Group's story

Joyce’s Group is made up of two ladies who are aged between 33 to 37 years. They both sell provisions and have been living in the same neighborhood for four years.

Joyce is a 33-year-old provisions seller who is single but has one daughter. Her daughter is 12 years old and is a junior high school student. They live together in a family house. Joyce operates her business at her residence, on the pavement. She sells between 7:30 am to 9:00 pm. This is her third loan with ID Ghana and she is requesting 900 Ghana cedis to buy more Milo, rice, sugar, biscuits, toffees, milk, and diapers.

Joyce and Patience (her group member) need an amount of GHS 1,700 to be able to buy more goods for their respective businesses. In 10 years' working experience, Joyce has not come across a good and flexible loan facility like that of ID Ghana’s.

She therefore wishes to build her own house in the near future out of this loan system and she is counting on Kiva’s support.

In this group: Joyce, Patience
*not pictured



Loan details


Lenders and lending teams



Loan details