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Roman is from Lanchkhuti district, West Georgia. He is a 42 year-old, single man and lives with his mother, who is provided with a retirement pension. Roman runs an agricultural business. In particular, he owns a garden where nuts and mandarins are grown. In addition, he sows maize on the family-owned agricultural land. Roman does all relevant agricultural work to ensure a good harvest. Besides, Roman has bee-hives with bee colonies and gets honey. He sells his agricultural products at the local open market. Roman works hard to make some savings and expand his agricultural business.
He requested a loan to purchase treated wood for installation. He will build beehives himself and save money. This will give Roman an opportunity to expand his business and increase his income. With the increased income, Roman will improve the living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 48
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Roman to purchase treated wood for installation.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 5, 2012
Oct 14, 2012
Currency Exchange Loss:
May 17, 2014