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Thom's Group
In this Group: Thom, Leap
Thom is 54 years old and the mother of six children, one of whom is in her care. Her family lives in a rural area of the Preahnet Preah district of Banteay Meanchey province, Cambodia.

The primary source of her family‘s income is rice farming on two hectares of farmland. She has been in this business for 29 years and earns about KHR 20,000. She manages to save about KHR 10,000 each day after offsetting daily expenses. Low crop yield resulted from drought is the main challenge for her rice field.

Thom’s group consists of two members who have been with VisionFund for one cycle. She fully repaid the loan, which constantly supported her family with enough food and basic necessities.

She is now leading her group to ask for a loan from VIsionFund of KHR1,000,000 each. Thom is going to use her portion to buy fertilizer for her farmland.

She hopes this loan will enable her to grow her current business to earn a larger income. That will make convenient living conditions for her family and also fulfill her dream of having a decent house for living in.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 81
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • 4,037.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Thom's Group's $500 loan helped a member to buy fertilizer for her farmland.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 11, 2012
Oct 14, 2012
Currency Exchange Loss:
Sep 17, 2013