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Munojatkhon is a young and very energetic woman. She is 20 years old, single and lives with her parents. Since childhood, she has been helping her mother to sell food products, and this is why she has a lot of experience in business. Munojatkhon attends a police academy part-time. She plans to organize her own business. With this goal in mind, she completed the "Achieve Success" course, organized by the Association of Business Women, and obtained a certificate. She wants to start a business of buying and selling towels, bed covers, sheets and the like. Munojatkhon is requesting a loan in the amount of 15,000 somoni to purchase the merchandise, needed to start the new business. She relies on your kindness.
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Муночатхон молодая и очень энергичная девушка. Ей 20 лет. Она не замужем и живет с родителями. С детства она помогала маме продавать продовольственные товары и поэтому у нее большой опыт в бизнесе. Муночатхон заочно учится в полицейской школе. Она планирует организовать собственный бизнес. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Она хочет организовать бизнес купле продажей полотенце, покрывало, простынь и т.п. Она запрашивает займ на сумму 15000 сомони для покупки товара, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 218
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $3,150 helped Munojatkhon to purchase the merchandise, needed to start the new business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 1, 2012
Oct 10, 2012
Currency Exchange Loss:
Jan 18, 2014