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Vannak's Group
In this Group: Vannak, Phirom
Vannak is a 46-year-old rice farmer who lives with her husband and three children in a rural area of the Dambae district of Kampong Cham province, Cambodia. Out of her three children, she still has one child (a son) to take care of and still in school. Besides farming, she has been grown cassava on a 5-hectare area of farmland for twenty-eight years. She earns about 30,000 KHR per day and manages to save almost 15,000 KHR each day after daily expenses.

Vannak has been with VisionFund for one cycle and fully paid back the past loan while the other member has been with VisionFund for two cycles. Vannak has wisely utilized the past loan to better support her family's living conditions. Now she and her group member are requesting a loan of 1,200,000 KHR and 1,400,000 KHR respectively.Vannak is going to use her portion to buy fertilizer for her farmland and use a portion of it to spend on labor costs in plowing the field. She hopes to grow her rice healthfully and fruitfully so as to make a living better and keep her son in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 84
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,037.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Vannak's Group's $650 loan helped a member to buy fertilizer for her farmland.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Sep 10, 2012
Oct 14, 2012
Currency Exchange Loss:
Sep 17, 2013