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Ana Lidia Del Carmen

Update on Ana Lidia Del Carmen

Ana Lidia, 57, lives with her life companion, their children and her mother in her own house. She has a restaurant wherein she prepares a variety of dishes: soups, meats, rice, salads, pupusas [filled, grilled corncakes] and beverages, among others. She’s been in business for several years and has wide experience cooking which allows her to earn the best profits. She sells from home which is located in a very busy area. She’s acquired a large number of regular customers who prefer her because her dishes are the most delicious and they are made with quality raw materials under hygienic conditions. Prices are affordable and, above all, service is excellent.

Ana is an enterprising woman who is dedicated to her work; she’s always on the lookout for alternatives that will give her the opportunity of finding the best path to success and she will not rest until she reaches it.

She wants to make a new investment to increase production but needs capital to back her up which is why she’s asking INTEGRAL for a loan to buy basic grains, meat, dairy products, vegetables, etc. as well as to repair the pupusa grill. Ana has good payment references and she accepts the responsibility of the debt while at the same time has faith that she will provide economic security for her home.
View original language description ↓
Ana Lidia de cincuenta y siete años de edad vive junto a su compañero de vida sus hijos y su madre en casa propia; ella posee un comedor y prepara platillos en variedad sopas, carnes, arroz, ensaladas, pupusas, bebidas entre otros, tiene varios años con el negocio y ya posee amplia experiencia en la cocina lo cual le permite obtener las mejores ganancias, comercia desde su vivienda la cual esta ubicada en una zona muy transitada, se ha hecho de mucha clientela fija que la prefiere porque sus platillos son los mas exquisitos, elaborados con materia prima de calidad e higiene, con precios accesibles pero sobre todo con un excelente servicio; Ana es una mujer emprendedora, dedicada a su labor siempre esta buscando alternativas que le den la oportunidad de encontrar el mejor camino al éxito y no piensa rendirse hasta lograrlo, quiere realizar una nueva inversión para poder aumentar su producción pero para ello necesita de capital que la respalde por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, carne, lácteos, verduras, etc., además la reparación de plancha para pupusas. Ana lidia tiene buenas referencias de pago, se hace responsable de cancelar la deuda y a la vez tiene fe que llevara a su hogar seguridad económica.

Previous Loan Details

Ana Lidia, 57, lives with her life partner and her son in her own house that, thanks to a great deal of effort, they continue paying for in an urban area of the city. She has a restaurant in her residence that is very well known in the area because of the delicious flavor of the food she prepares... More from Ana Lidia Del Carmen's previous loan »

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 715
    View loans »
    El Salvador Loans Fundraising
  • $29,632,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $900 helped Ana Lidia Del Carmen to buy basic grains, meat, dairy products and vegetables.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Oct 11, 2012
Currency Exchange Loss:
Nov 10, 2012