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Josselyn Raquel
Joselyn Raquel, 20, lives with her parents. She has an eatery at home where she prepares a variety of dishes like soups, meats, rice, salad and beverages, among others. To add to household income she also sells fruit and vegetables. She’s been in business several years and it produces good results. She’s gained much experience and excellent profits. The place where she sells is very busy and she has many customers who prefer her because she always has what they need with quality products at affordable prices and unequalled service; she’s always at people’s disposal.

Joselyn is an energetic, tenacious woman who is very dedicated to her work; she sets quite a good example. She works every day with much effort because she knows that this is the only way to attain the success she so desires.

Demand has increased in recent months and like all good merchants she wants to increase business and make a new investment that will allow her to buy raw materials like meats, basic grains, vegetables, fruit, beverages, etc. Joselyn has good payment references and is responsible. She assures that she’ll be able to repay the loan and at the same time hopes to provide her family with a fulfilled life.
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Joselyn Raquel de veinte años de edad vive junto a sus padres, ella posee un comedor en el lugar en su residencia y prepara variedad de platillos sopas, carnes, arroz, ensaladas, bebidas entre otros, además vende frutas y verduras para complementar los gastos del hogar, tiene varios años con el negocio y le da muy buenos resultados, ha ganado mucha experiencia y excelentes ganancias, el lugar donde comercia es muy transitado y ya tiene mucha clientela que la prefieren porque siempre posee lo que necesitan con producto de calidad, a precios accesibles y con un servicio inigualable siempre a la orden de las personas; Joselyn es una mujer dedicada a su labor, enérgica y luchadora es todo un ejemplo a seguir, todos los días trabaja con gran esfuerzo porque sabe que solo así alcanzara el éxito que tanto desea, en los últimos meses aumento la demanda y como toda buena comerciante quiere acrecentar el negocio y realizar una nueva inversión que le permita comprar materia prima carnes, granos básicos, verduras, frutas, bebidas etc. Joselyn Raquel tiene buenas referencias de pago y es responsable, segura que podrá saldar la deuda y al mismo tiempo tiene la esperanza de ofrecerle a su familia una vida plena.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 556
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Josselyn Raquel to buy meat, basic grains, vegetables, fruit and beverages.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Oct 11, 2012
Currency Exchange Loss:
Sep 17, 2013